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Auto-Owners Insurance, a Fortune 500 Company, was originally founded by Vernon Moulton back in 1916 in the city of Mount Pleasant, Michigan. Today, however, its headquarters are located in Delta Township, Michigan. The company owns and operates more than 65 branches across the US. In addition to auto insurance, the company provides varied forms of coverage including life and farm insurance. J.D. Power and Associates has recognized the company as possessing the “highest claims satisfaction” for the years 2008 – 2010.

Auto-Owners Auto Insurance is a highly successful company which earned over $5 billion in total earnings during 2009. Of all the property-casualty mutual insurance companies in the US, the company is the second biggest in terms of overall size.

The Auto-Owners Auto Insurance Group

The company was founded by Vern V. Moulton in the year 1916. The company was originally headquartered near Mt. Pleasant, Michigan. Even during the Great Depression, the financial stability of the firm was sound enough to be able to pay out claims in cash whenever their customers needed them. Today, the carrier operates offices in 75 cities across the US.

Unfortunately, the company may have a few drawbacks depending on your unique circumstances. They currently only provide auto insurance in 26 states, so if you move frequently you may not be able to carry your coverage over. In addition, they operates under a philosophy of personal service, so online account management is not available at this time.

Policies and Discounts from Auto-Owners Car Insurance

In addition to the legal insurance requirements as mandated by state law, Auto-Owners car insurance company offers its customers several different options for supplemental policy coverage. These include:

  • medical payment
  • liability coverage
  • personal injury
  • no-fault
  • comprehensive
  • uninsured and under-insured motorist
  • lease gap/loan gap
  • collision coverage
  • roadside assistance

In addition, the company offers the following discounts for motorists who qualify:

  • Discounts for airbags (and other forms of passenger protection)
  • ABS Discount
  • anti- theft Discount
  • good student discount
  • mature driver discount
  • multiple policy discount
  • multiple vehicle discount
  • discounts when you pay your premiums in full
  • safe driver discount
  • A discount for safe vehicles
  • company car discount
  • discounts for students away at school

As far as insurance companies go, the company ranks 17th in the US with more almost 5 million policies currently issued to their customers. The company is actually five companies strong, having to expand to meet the needs of their rapidly expanding customer base. These companies include:

  • Owners Insurance Company
  • Auto Owners Insurance
  • Home Owners Insurance Company
  • Auto Owner Life Insurance
  • Property Owners & Southern Owners Insurance Company

The carrier employs more than 37,000 agents working out of over 6,000 agencies across the United States. As far as their reputation is concerned, they have some of the highest ratings in the industry. A.M. Best has rated them “Superior” (A++), the highest rating an insurance company can receive.

One look at their operating philosophy can shed some light onto why they have been rated so highly. The core of the company business philosophy revolves around ten key principals:

  • Prudence
  • Honesty
  • Loyalty
  • Hard work
  • Relationships
  • Teamwork
  • Customer Satisfaction
  • Opportunity
  • Consistency & Profit
  • Stability

We Can’t Provide you with a Direct Quote from Auto-Owners, But You Can Get Competitive Rates From Other Companies in Your City – Savings up to 60%!


Corporate Headquarters
6101 Anacapri Blvd.
Lansing, MI 48917

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