Cheap Auto Insurance in Virginia for 2025 (Find Savings With These 10 Companies)
USAA, State Farm, and Geico offer cheap auto insurance in Virginia, with rates at $22 per month. USAA serves military drivers with exclusive savings. State Farm provides local support through dedicated agents. Geico makes it easy to manage policies online with quick quotes and streamlined service.
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Eric Stauffer
Licensed Insurance Agent
Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...
Licensed Insurance Agent
UPDATED: May 28, 2025
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6,589 reviewsCompany Facts
Min. Coverage in Virginia
A.M. Best Rating
Complaint Level
Pros & Cons
6,589 reviews
18,155 reviewsCompany Facts
Min. Coverage in Virginia
A.M. Best Rating
Complaint Level
Pros & Cons
18,155 reviews
19,116 reviewsCompany Facts
Min. Coverage in Virginia
A.M. Best Rating
Complaint Level
Pros & Cons
19,116 reviewsUSAA, State Farm, and Geico offer the cheapest auto insurance in Virginia, each standing out for different reasons.
State Farm provides strong local agent support, while Geico makes it easy for tech-savvy drivers to manage coverage online.
Our Top 10 Company Picks: Cheap Auto Insurance in Virginia
| Company | Rank | A.M. Best Rating | Monthly Rates | Best For | Jump to Pros/Cons |
|---|---|---|---|---|---|
 | #1 | A++ | $22 | Military Benefits | USAA |
 | #2 | A++ | $29 | Innovative Tools | State Farm |
 | #3 | A++ | $30 | Affordable Rates | Geico |
 | #4 | A+ | $34 | Reliable Network | Progressive |
 | #5 | A | $41 | Family Focus | American Family |
 | #6 | A++ | $42 | Policy Flexibility | Travelers |
 | #7 | A+ | $44 | Financial Strength | Nationwide |
 | #8 | A | $52 | Customizable Plans | Farmers |
 | #9 | A+ | $56 | Broad Coverage | Allstate |
 | #10 | A | $66 | Comprehensive Features | Liberty Mutual |
USAA is the top pick overall thanks to its unbeatable customer service, exclusive military discounts, and flexible policies. This guide compares these top companies to help you find the right balance of price and value.
- USAA is the top pick for the cheapest auto insurance in Virginia at $22 monthly
- Virginia drivers can save more with discounts for safe driving and bundling
- Rates vary by city, so compare to find the cheapest car insurance in Virginia
If you’re just looking for coverage to drive legally, enter your ZIP code to compare cheap auto insurance quotes near you.
#1 – USAA: Top Overall Pick
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Pros
- Exclusive Savings for the Military: According to our USAA auto insurance review, the company offers low auto insurance rates in Virginia for military families.
- Flexible Deployment Coverage: Active-duty members in Virginia can easily adjust their coverage while deployed, helping them avoid paying for vehicles they aren’t using.
- High Customer Satisfaction: USAA is consistently ranked among the best in Virginia for claims satisfaction and customer service.
Cons
- Eligibility Limits: Only military members and their families can qualify, so the general public can’t access affordable car insurance in VA from USAA.
- Fewer Local Offices: With its online-first approach, USAA has limited in-person branch locations across Virginia.
#2 – State Farm: Best for Customer Support
Pros
- Advanced Mobile App: Our State Farm auto insurance review shows Virginia drivers can manage policies and file claims through its top-rated mobile app.
- Drive Safe & Save Program Available: This innovative tool offers Virginia drivers significant discounts based on safe driving behaviors.
- Instant Digital Quotes: State Farm’s real-time quote tools allow residents across Virginia to compare auto insurance quotes quickly.
Cons
- The App May Not Track Mileage Accurately: Some rural Virginia drivers report glitches in mileage tracking, which affects their eligibility for discounts.
- Dependence on Digital Platforms: Older customers in Virginia who prefer in-person service may find State Farm’s tech-heavy approach less helpful.
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#3 – Geico: Best for Affordable Rates
Pros
- One of the Cheapest Options: Geico consistently offers cheap auto insurance in Virginia, making it a top choice for drivers looking to save money.
- Plenty of Discounts to Lower Costs: Safe drivers, military members, and policy bundlers can take advantage of multiple discounts to reduce their premiums even more.
- Convenient Online and Mobile Access: With its easy-to-use website and mobile app, managing your policy, filing claims, and finding cheap car insurance in VA is simple.
Cons
- Limited Local Agent Support: Geico primarily operates online, so drivers who prefer in-person help may find the lack of local offices inconvenient.
- Rates Can Be Higher for High-Risk Drivers: Our Geico auto insurance review notes that drivers with accidents or poor credit may pay more despite cheap base rates.
#4 – Progressive: Best for Customizable Coverage
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Pros
- Strong Claims Support: Progressive’s wide coverage network in Virginia means you’ll get fast service and easy repairs following accidents.
- Affordable Bundling Options: Drivers in Virginia can bundle auto with home or renters insurance for significant savings.
- Customized Discount Programs: Our Progressive auto insurance review highlights Virginia discounts like Snapshot, which lowers rates for safe drivers.
Cons
- Complex Discount Structure: Understanding which Progressive discounts apply in Virginia can be confusing and requires careful review.
- Mixed Reviews on Claims Timeliness: Some Virginia customers report delays when processing complicated claims, particularly after major accidents.
#5 – American Family: Best for Families
Pros
- Budget-Friendly: American Family auto insurance review says that cheap auto insurance in Virginia is easy to find and helps drivers save while staying covered.
- Lots of Discounts to Lower Costs: Safe driver discounts and policy bundling can help you take advantage of multiple discounts to make your premiums even more affordable.
- Personalized Customer Support: Unlike online-only insurers, American Family has local agents who provide one-on-one guidance to help drivers find the best cheap auto insurance in Virginia.
Cons
- Not Available Everywhere: American Family’s auto insurance in Virginia isn’t as widely offered, making coverage harder to find in some areas.
- Digital Features Could Be Better: While the website and app make managing policies easier, they don’t have as many advanced tools as some online-focused competitors.
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#6 – Travelers: Best for Comprehensive Coverage
Pros
- Competitive Low-Deductible Options: Virginia drivers seeking lower deductibles at affordable rates find Travelers very accommodating.
- Extensive Optional Coverages: From rideshare coverage to gap insurance, Travelers offers Virginia drivers many affordable add-ons.
- SmartHome Bundle Discounts: Virginia drivers using Travelers’ SmartHome options can combine home and auto coverage for cheap insurance rates.
Cons
- Premiums Can Climb Quickly for High-Risk Drivers: Travelers auto insurance review discusses that its flexible coverage could become costly if you have accidents or violations in Virginia.
- Limited Advertising of Cheapest Options: Some Virginia drivers may miss out on hidden Travelers discounts unless they actively ask agents.
#7 – Nationwide: Best for Personalized Service
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Pros
- Affordable for Many Drivers: Nationwide auto insurance review says that the company is an excellent choice for budget-conscious drivers since it offers cheap auto insurance in Virginia.
- Easy Ways to Cut Costs: Safe drivers, bundlers, and those with a good payment history can stack discounts to lower their rates even more.
- Vanishing Deductible Perk: Nationwide rewards safe drivers by reducing their deductible over time, helping them save even more on cheap auto insurance in Virginia.
Cons
- Rates Can Be Higher for High-Risk Drivers: While Nationwide offers cheap auto insurance in Virginia for many drivers, those with accidents or lower credit scores may see higher premiums.
- Limited Local Agents in Some Areas: Unlike other major insurers, Nationwide has fewer in-person agents in Virginia, which may be inconvenient for drivers who prefer face-to-face support.
#8 – Farmers: Best for Flexible Policies
Pros
- Affordable and Customizable Coverage: Farmers auto insurance review shows flexible options that help Virginia drivers tailor their coverage to fit their needs.
- Plenty of Ways to Save: Safe drivers, homeowners, and policy bundlers can take advantage of multiple discounts, lowering costs and making an already affordable policy even cheaper.
- Reliable Customer Support: Farmers agents offer personal help with claims, billing, and policy changes, making auto insurance in Virginia easier to manage.
Cons
- Not Always the Cheapest Option: Farmers agents offer personal help with claims, billing, and policy changes, making auto insurance in Virginia easier to manage.
- Online Tools Could Be Better: Farmers’ site and app lack features competitors offer, making it harder for tech-savvy drivers to manage policies and claims.
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#9 – Allstate: Best for Discounts
Pros
- Affordable Plans With Plenty of Options: Allstate offers cheap auto insurance in Virginia with flexible policies. Learn more in our Allstate auto insurance review.
- Discounts That Lower Rates: Safe drivers, good students, and policy bundlers can take advantage of multiple discounts to lower their insurance costs.
- Easy Access to Support: With a large pool of local agents, an easy-to-use website, and a mobile app, Allstate makes it convenient and simple to handle cheap car insurance in Virginia.
Cons
- Higher Rates Without Discounts: While Allstate offers affordable plans, drivers who don’t qualify for discounts may find cheaper auto insurance in Virginia with other providers.
- Mixed Customer Service Reviews: Some drivers report slow claims processing and inconsistent service, which could be frustrating when dealing with policy issues or accidents.
#10 – Liberty Mutual: Best for Competitive Rates
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Pros
- Budget-Friendly with Flexible Coverage: Our Liberty Mutual review notes that it offers cheap auto insurance in Virginia with customizable policy options.
- Plenty of Discounts to Lower Costs: Safe drivers, students, and those who bundle policies can score extra savings, making already low rates even more affordable.
- Easy Online Quotes and Account Management: With a user-friendly website and mobile app, Liberty Mutual makes it simple to get a quote, file claims, and manage your policy anytime.
Cons
- Not Always the Cheapest for High-Risk Drivers: If you have accidents or a lower credit score, you might find cheaper auto insurance in Virginia with other providers.
- Customer Service Can Be Hit or Miss: While many drivers have a smooth experience, some report delays with claims and policy changes depending on the location.
Virginia Auto Insurance Rates by Company & Coverage Level
If you’re comparing car insurance rates in Virginia, this breakdown makes it easier to see how different providers stack up. USAA offers the lowest monthly rates across the board, with just $22 for minimum coverage and $51 for full coverage.
Virginia Auto Insurance Monthly Rates by Provider & Coverage Level
| Insurance Company | Minimum Coverage | Full Coverage |
|---|---|---|
| $56 | $133 |
| $41 | $97 |
| $52 | $125 |
| $30 | $70 |
| $66 | $158 |
| $44 | $104 |
| $34 | $81 |
| $29 | $69 |
| $42 | $100 |
| $22 | $51 |
Geico and State Farm also offer competitive pricing, especially for budget-conscious drivers looking to keep their premiums low. Other companies, such as Liberty Mutual and Allstate, are a little higher on average, particularly for full coverage. So, depending on what you need and how protective you want, these statistics will help you decide.
Compare Virginia Car Insurance Rates by Age and Gender
When it comes to full coverage auto insurance in Virginia, rates vary widely based on age, gender, and provider. Teen drivers—especially 17-year-old males—face the steepest prices, with monthly rates reaching $743 at Farmers and $711 at Progressive.
Full Coverage Auto Insurance Monthly Rates in Virginia by Provider, Age, & Gender
| Company | Age: 17 Female | Age: 17 Male | Age: 25 Female | Age: 25 Male | Age: 35 Female | Age: 35 Male | Age: 60 Female | Age: 60 Male |
|---|---|---|---|---|---|---|---|---|
 | $574 | $641 | $196 | $202 | $174 | $172 | $160 | $163 |
 | $296 | $314 | $135 | $139 | $107 | $108 | $102 | $101 |
 | $681 | $743 | $199 | $216 | $157 | $165 | $143 | $158 |
 | $290 | $312 | $112 | $113 | $100 | $104 | $96 | $100 |
 | $455 | $495 | $175 | $182 | $144 | $149 | $130 | $135 |
 | $413 | $498 | $144 | $154 | $114 | $118 | $99 | $115 |
 | $646 | $711 | $157 | $160 | $123 | $119 | $104 | $106 |
 | $273 | $335 | $115 | $128 | $104 | $104 | $94 | $94 |
| $350 | $433 | $121 | $126 | $114 | $118 | $97 | $101 |
| $87 | $90 | $87 | $90 | $85 | $88 | $73 | $73 |
On the other hand, USAA offers significantly lower premiums across all age groups, including just $87–$90 for teens and as low as $73 for older drivers. If you’re in your 30s or 60s, companies like Geico and State Farm also keep rates relatively affordable.
USAA stands out for its unbeatable rates, top-tier customer service, and exclusive discounts for military families.
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These comparisons can help you identify cheap car insurance rates tailored to your age and driving profile, especially when evaluating top-rated car insurance companies in Virginia that serve a range of driver needs and budgets.
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Auto Insurance Discounts in Virginia
If you’re shopping for car insurance in Virginia, taking a close look at discount options can lead to real savings. Nationwide stands out with a strong 40% good driver and UBI discount, while Liberty Mutual leads in anti-theft savings at 35%.
Auto Insurance Discounts From the Top Providers in Virginia
| Insurance Company | Anti-Theft | Bundling | Good Driver | Good Student | UBI |
|---|---|---|---|---|---|
| 10% | 25% | 25% | 20% | 30% |
| 25% | 25% | 25% | 20% | 30% |
| 10% | 20% | 30% | 15% | 30% |
| 25% | 25% | 26% | 15% | 25% |
| 35% | 25% | 20% | 12% | 30% |
| 5% | 20% | 40% | 18% | 40% |
| 25% | 10% | 30% | 10% | 30% |
| 15% | 17% | 25% | 35% | 30% |
| 15% | 13% | 10% | 8% | 30% |
| 15% | 10% | 30% | 10% | 30% |
Farmers and Progressive also offer high-value incentives for safe drivers, and State Farm gives students a boost with a generous 35% good student discount.
While bundling and UBI discounts are fairly consistent across companies, these standout offers could make a noticeable difference in your monthly premium, especially if you qualify for more than one.
Virginia Car Insurance Statistics
Sorting out car insurance in Virginia doesn’t have to be stressful. Whether you’re looking for a deal or just trying to figure out the costs, this guide will help you make the right choice.
Virginia Statistics Summary
| Virginia Stats Summary | Details |
|---|---|
| Road Miles | Total in State: 75,061 Vehicle Miles Driven: 82,625 million |
| Vehicles | Registered: 7,046,065 Total Stolen: 8,111 |
| State Population | 8,366,767 |
| Most Popular Vehicle in State | Honda CR-V |
| Percent of Uninsured Motorists | 9.90% State Rank: 34 |
| Total Driving Fatalities | Speeding Fatalities: 219 Drunk Driving Fatalities: 246 |
| Average Annual Premiums | Liability: $425.61 Collision: $280.52 Comprehensive: $136.54 |
| Cheapest Providers | Geico and USAA |
Once you get the basics, finding Virginia car insurance becomes more manageable. Keeping a clean driving record can help you save money and get better options. With the proper insurance, you can drive without fear.
Plus, a clean driving record can help lower your auto insurance premiums, so it’s worth keeping things safe on the road. Stay safe and enjoy the ride.
Auto Insurance Claims in Virginia
If you’re driving in Virginia, it helps to know what kinds of claims are most common—and how much they might cost. Rear-end collisions top the list, making up 31% of claims and averaging $3,400 each. Fender benders come in second but are usually less expensive at $1,900. Interestingly, while theft claims are the least frequent at 6%, they carry the highest price tag at $8,200.
5 Most Common Auto Insurance Claims in Virginia
| Claim Type | Portion of Claims | Cost per Claim |
|---|---|---|
| Rear-End Collision | 31% | $3,400 |
| Fender Bender | 20% | $1,900 |
| Single Vehicle Accident | 17% | $4,600 |
| Side-Impact Collision | 12% | $5,700 |
| Theft Claim | 6% | $8,200 |
These numbers highlight why the type of coverage you carry really matters—it’s not just about frequency, but also the potential financial hit when something goes wrong. Understanding how to file an auto insurance claim quickly and accurately can make a big difference when these situations happen, ensuring faster payouts and smoother resolution.
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Virginia Car Accidents & Insurance Claims by City
Where you live in Virginia can make a big difference in your risk of accidents and insurance claims. Virginia Beach has the most, 13,500 accidents and 10,800 claims in a year. Richmond and Norfolk also register as bright spots, with high counts of both crashes and filed claims.
Annual Auto Accidents and Insurance Claims by City in Virginia
| City | Accidents per Year | Claims per Year |
|---|---|---|
| Virginia Beach | 13,500 | 10,800 |
| Norfolk | 11,200 | 8,900 |
| Chesapeake | 9,800 | 7,600 |
| Richmond | 12,000 | 9,500 |
| Arlington | 8,700 | 6,900 |
Smaller cities like Chesapeake and Arlington experience fewer incidents overall but still see thousands of claims each year. These figures can influence not just local road safety but also how insurers set rates in different parts of the state—and they’re a clear example of how accidents change your car insurance rate depending on your driving environment and claim history.
Virginia Auto Insurance Premium Ratings by Category
Virginia’s car insurance premiums are shaped by a mix of manageable risk factors across key categories. The state earns a B+ for weather-related risks, thanks to generally mild conditions with little storm disruption. Traffic density gets a B due to moderate congestion in urban hubs like Richmond, while average claim sizes stay under control, earning another B.
Virginia Auto Insurance Premiums: Ratings by Category
| Category | Grade | Explanation |
|---|---|---|
| Weather-Related Risks | B+ | Mild weather overall with minimal storm activity |
| Traffic Density | B | Moderate congestion in urban areas like Richmond |
| Average Claim Size | B | Repair costs are manageable and below national avg |
| Vehicle Theft Rate | B | Theft rates are relatively low statewide |
| Uninsured Drivers Rate | B- | Some presence of uninsured drivers, but not extreme |
Vehicle theft isn’t a major issue either, with low rates keeping that category steady. The only slightly weaker spot is the rate of uninsured drivers, graded at B-, which shows there’s room for improvement but no major red flags.
These are just a few of the many factors that affect your car insurance premium—insurers also look at your age, driving history, and even ZIP code to determine your rate.
Compare Car Insurance Rates Across Virginia
Car insurance rates in Virginia can vary more than you think. Whether you’re paying too much or getting a great deal, this breakdown of premiums across the state will give you a clear picture. See where you stand and find ways to save!
Virginia Report Card: Auto Insurance Premiums
| Category | Grade | Explanation |
|---|---|---|
| Weather-Related Risk | B+ | Virginia has moderate weather risks with occasional hurricanes and flooding impacting premiums. |
| Traffic Density | B | Traffic is moderate in urban areas, but rural regions experience lighter traffic, balancing the impact. |
| Average Claim Size | B- | The average claim size is slightly above the national average due to repair and medical costs. |
| Vehicle Theft Rate | C+ | Vehicle theft rates are higher in certain urban areas but remain moderate overall in the state. |
| Uninsured Drivers Rate | C | The uninsured driver rate is above average, contributing to slightly higher premiums for insured drivers. |
Your rate might be on target, or it could be time to shop around. Compare cheap auto insurance in Virginia, explore car insurance discounts, and ensure you’re not overpaying for coverage.
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Cheap Auto Insurance Tips for Virginia Drivers
If you’re trying to cut down on your car insurance costs in Virginia, you’re not alone—and thankfully, there are a few smart ways to make that happen without sacrificing the coverage you need.
It’s not just about picking the lowest price; it’s about finding real value that works for your lifestyle and driving habits. Here are five practical strategies that can help:
- Shop and Compare Often: Rates can vary widely between companies, so don’t assume your current insurer is still the cheapest. Comparing quotes—even once a year—can help you catch savings opportunities you might otherwise miss.
- Ask About Every Discount: Virginia insurers offer a variety of discounts for things like safe driving, bundling home and auto, paperless billing, and more. Even a few small discounts can add up to big savings.
- Consider Usage-Based Programs: Companies like Progressive and Nationwide offer telematics or usage-based insurance that tracks your driving habits. If you’re a low-mileage or cautious driver, this could significantly lower your premium.
- Adjust Your Coverage Based on Your Needs: If you’re driving an older car, it might make sense to drop comprehensive or collision coverage. Just make sure you’re not underinsured—balance risk with savings.
- Keep Your Driving Record Clean: Avoiding tickets and accidents is one of the most effective long-term ways to keep your rates low. Safe drivers consistently pay less, and many providers reward accident-free streaks.
Everyone’s situation is a little different, but putting these strategies into play can help you keep more money in your pocket while still staying covered on the road. It’s all about being proactive—knowing how to lower your auto insurance premiums through discounts, safe driving, and smart coverage choices makes a real difference.
Choose the Right Cheap Auto Insurance in Virginia
The key to finding affordable auto insurance in Virginia isn’t to select the cheapest rate, but a company that’s right for you and your driving experience, as well as your wallet. USAA, State Farm, and Geico are among the handful of companies with competitive rates and exclusive advantages, particularly for military families, tech-friendly drivers, and customers who want face-to-face support.
Drivers in Virginia can cut costs by comparing quotes regularly and bundling policies—many save over 20% just by asking about discounts they already qualify for.
Dorothea Hudson Insurance and Finance Writer
While rates vary by age, location, and driving history, taking advantage of discounts, like those for safe driving or bundling, can help you save even more. To find the best fit, it pays to compare auto insurance companies side by side before committing.
Explore your auto insurance options by entering your ZIP code into our free comparison tool below today.
Frequently Asked Questions
Which companies offer the cheapest car insurance in Virginia?
USAA, Geico, and State Farm consistently rank among the cheapest car insurance providers in Virginia. USAA offers minimum coverage starting around $22 per month, though it’s limited to military members and families.
Who offers cheap car insurance in Virginia Beach, VA?
In Virginia Beach, Geico and State Farm are often the most affordable, with monthly rates averaging $25–$35 for minimum coverage. USAA also provides cheap auto insurance for military families in the area.
What is the average cost of car insurance in Virginia?
The average cost of car insurance in Virginia is about $106 per month for full coverage and around $40 for minimum liability coverage. However, your rate may vary based on factors like your driving record, age, credit score, and ZIP code.
What’s the difference between cheap liability and full coverage car insurance in Virginia?
Cheap liability insurance covers only damages you cause to others and typically costs $30–$50 monthly in Virginia. Full coverage includes additional protection for your vehicle and usually costs around $100 monthly, offering better financial protection for financed or newer cars.
Is there cheap car insurance available in Arlington, VA?
Yes, drivers in Arlington can often find affordable rates with providers like Geico, Nationwide, and State Farm. Minimum liability coverage can cost as low as $28 per month if you qualify for common discounts like safe driver or multi-policy.
How much is car insurance in Virginia for a good driver?
Good drivers in Virginia typically pay lower premiums—around $85 per month for full coverage or as little as $30 for minimum coverage. Insurance providers often reward clean driving records with safe driver discounts and accident-free rewards.
Are there low-income or low-cost auto insurance options in Virginia?
While Virginia doesn’t have a state-sponsored low-income auto insurance program, many providers offer affordable plans with discounts. Safe driver programs, usage-based programs, and bundling home and auto policies can help low-income drivers significantly reduce premiums.
How do I get cheap liability car insurance in Virginia?
To find cheap liability insurance in Virginia, request quotes from companies like Geico, State Farm, and Progressive. Rates can start as low as $22 per month, especially for drivers with clean records and older vehicles.
Where can I find cheap auto insurance quotes in VA?
You can find cheap auto insurance quotes in Virginia by comparing rates from multiple providers online. Tools like comparison websites or direct quotes from companies like Geico, Progressive, and Nationwide can help you identify affordable coverage options based on your ZIP code and profile.
Do auto insurance companies in Virginia offer different rates by city?
Yes, rates vary by location. For example, drivers in rural areas like Roanoke typically pay less than those in cities like Norfolk or Richmond due to lower traffic and lower risk. Always compare quotes using your specific ZIP code.
Why are car insurance quotes in Virginia so different between drivers?
Insurance quotes vary based on age, gender, credit score, vehicle type, location, and driving history. A 25-year-old with good credit and no violations will likely pay less than a 19-year-old with a recent accident, even in the same city.
How do I get cheap auto insurance in Richmond, VA?
To get cheap auto insurance in Richmond, VA, compare quotes from providers like Geico, Progressive, and Erie. Richmond drivers pay higher premiums due to population density and claim rates, but safe driver, bundling, and low-mileage discounts can reduce your cost.
What’s the best car insurance in Virginia for both price and coverage?
The best mix of affordability and coverage often comes from USAA (for military families), Geico, and Erie. These companies offer competitive rates along with high customer satisfaction and solid full coverage options.
Avoid expensive auto insurance premiums by entering your ZIP code to see the cheapest rates for you.
Can I switch to a cheaper auto insurance provider in Virginia mid-policy?
Yes, you can switch providers in Virginia at any time. Most insurers will refund any unused premium, though you may incur a small cancellation fee. Always ensure your new policy starts before canceling the current one to avoid coverage gaps.
What’s considered cheap full coverage car insurance in Virginia?
Cheap full coverage in Virginia is typically under $100 per month. USAA and Erie offer full coverage options starting around $73, depending on your driving history and vehicle type. Full coverage includes liability, comprehensive, and collision protection.