Best & Worst Credit Scores by State [+Auto Insurance Rates by Credit History]

The average FICO credit score for U.S. residents increased to a record-high of 703 in 2019, which was a dramatic increase from 2010. In our study of credit scores by state, we found six of the states with the best credit are located in the Midwest, and eight of the states with the worst credit scores are in the South. The state with the best credit is Minnesota, with an impressive credit score of 721.

Free Car Insurance Comparison

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

UPDATED: Jun 27, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn’t influence our content. Our opinions are our own.

On This Page

Table of Contents

Free Auto Insurance Comparison

Enter your ZIP code below to compare auto insurance rates.

secured lock Secured with SHA-256 Encryption

Average Credit Score by State
Average Monthly Auto Insurance Rates by Credit History
Average Credit Score by State
Average Monthly Auto Insurance Rates by Credit History